Bill Pay app
Hight fidelity prototype
Bill Pay app designed to simplify your life by managing the bills payments. We’ve all got a ton of bills and payments every month. From rent or mortgage to utilities, to credit cards and personal invoices. Keeping track of all can seem like a full-time job.
Luckily, we’re living in the digital age, and technology has risen to the challenge of helping us deal with our monthly money obligations. Our Bill Pay app will help you to collect all bills in one place and manage monthly payments.
My design role
Preliminary research for the web site structure
Low fidelity mockups
Visual design
Tools:
White Board
Illustrator
Adobe XD
Problem:
It is hard and time consuming to pay bills from different accounts, keep track of the deadlines and keep related records organized.
The finding through the interviews showed that the word of personal financial apps lucks simple tool that would help to pay bills from a single account as oppose to going to different company’s sites or logging in to different bank accounts.
Solution:
Bill Pay app designed as a solution to the problem, offering easy access to the collection of the personal bills, simple paying mechanism and option of storing related to the bills notes.
Understand the Users
We found that most of the people prefer to pay bills from a different bank accounts or using companies web sites or apps to pay the bills. Besides of that , however almost everyone from the interviewed people still receive paper bills that have to be pay by call. Most of the interviewed people prefer to cover their bills using cellphones trying to do it between other things or on the go. The bigger group of people also avoid to use automatically set up payments from their bank accounts. That way they feel more in control on their spending.
User Surveys
We spoke to 9 people trying to find out how people organize bill paying tasks.
How many bills average person receives per month?
About 2 to 10 bills.
How many people have records/notes related
to their monthly bills?
About 82%
What is scope of the bills people pay?
Main categories in the list organized in alphabetical order
Affinity mapping:
Potential Competitors among Bill managing/Paying apps
Free personal finance app Mint can make budgeting and expense tracking paying easy. It can even track your credit score. However, when it comes to investing, there are many more sophisticated products, and users have complained about problems with the bank synchronization functions.
YNAB helps to manage your money and your bills by helping you look at them without all the negative self-talk. It gets you to look at your bills, plan for them and actually have the money for them when those due dates come up. The app is easy to use, and the four-rule system is all about building a healthy relationship to money.
Prism is a free app. It’s a four-step payment process in the app: Select the bill you want to pay, the amount, the date and the payment method. Then Prism makes the payment for you. Prism remembers your payment method so that the next time the same bill is due, you just have to confirm the payment. It is available only on cellphones.
Quicken for Windows and Mac platforms offers managing and directing finances in personal and household areas, including healthcare. Users can "manage and direct their health care finances, view and organize medical expenses, payments and service histories, and download and organize personal health claims data.“ One of Quicken products Quick Books is a tool for managing rental properties; tracking tenants, expenses, and payments; and producing tax reports. The app is available on desktop only.
Feature Comprising
Feature Matrix
Must Have Features:
Responsible UI for different types of phones
Syncing bank accounts feature
Extract text from the picture feature
Sending notifications and reminders feature
Calendar
User Flow
App map
Low Fidelity Wireframes
XD Prototype for initial testing